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About Us

Located in Eastern Kanawha County, Garretson Insurance & Financial Group is proud to provide quality insurance coverage to the greater Charleston area and all across West Virginia. Principal agent Scott Garretson was born and raised here in Belle, and he both happy and honored to serve the area that has meant so much to him his entire life. Even today, Scott is active in the community, coaching a local high school women’s basketball team and helping people from all over find the perfect insurance coverage for their needs.

At Garretson Insurance & Financial Group, we value good customer service and being nice to our patrons above everything else. We are a small-town agency with a small-town feel, so you never have to worry about getting a brand new person every time you call. No matter your insurance needs, we can help you evaluate your options and find the policy the fits best for you. Contact us for a quote today!

An Independent Advantage

We are Independent Agents in Belle, West Virginia, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Garretson Insurance & Financial Group represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn't purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn't have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family's financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn't have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it's up to you to make the final choice.